Customized, Audit-Proof AML/CFT Governance & Policy Manuals
Safeguard your business with custom-designed AML/CFT internal policy manuals built specifically for UAE supervisory inspections.
The Regulatory Challenge & Non-Compliance Penalties:
Generic or off-the-shelf AML manuals routinely fail government inspections. Supervisory authorities (Ministry of Economy, Ministry of Justice, Central Bank) require policies tailored to your specific operational size, risk profile, and transactional mechanics.
Penalty Risk: Inadequate, generic, or unupdated internal control manuals carry mandatory inspection fines ranging from AED 50,000 to AED 200,000.
How It Works (The 4-Step Process)
- Operational Discovery: We conduct a deep-dive interview to understand your transactional flow and client demographics.
- Custom Policy Drafting: Our ICA-certified experts draft your governance framework from scratch.
- Management Review: We walk your executive team through the manual and refine internal controls.
4. Implementation & Signing: We issue final, audit-ready manuals ready for official adoption and staff rollout
Applicable Sectors & Alignment
- Target Sectors: Real Estate, DPMS, Legal Practices, Audit Firms, CSPs, VASPs, Financial Services.
- Regulatory Alignment: Ministry of Economy, Ministry of Justice, CBUAE, VARA Guidelines.
What We Deliver (Tangible Deliverables)
- Custom-drafted AML/CFT & Sanctions Policy Manual tailored to your exact sector.
- Frontline Standard Operating Procedures (SOPs) for onboarding staff.
- Incident Escalation & STR/SAR Internal Reporting Protocols.
- Annual Policy Review and Legislative Amendment Tracking.
- Tangible Asset Received: Comprehensive AML/CFT Governance Package (Word & PDF) + Board Summary.
Service FAQ
Q: Can we use a template we found online for our company?
A: No. Inspectors specifically evaluate whether policies reflect your actual operational realities. Template manuals are flagged as non-compliant during audits.